| DID YOU KNOW |  |
| Did you know you can increase your children’s visibility (and safety) at night? | |
| Add some reflective tape to their bicycles, jackets, helmets, Halloween costumes, and skateboards. It’s simple and cheap, and they’ll be spotted more easily by drivers. | |
Retirees traveling abroad need to know that their health insurance travels with them.
When selecting a mortgage, one of the most critical choices is between a fixed or variable interest-rate mortgage.
Some people may want a more advanced gifting strategy that can maximize their gift and generate potential tax benefits.